About us

Tessera is a non-bank lender that exists to bring property developments and investments to life, especially for scenarios that fall outside standard bank lending criteria. For investment property loans, we can help you to move quickly. For property development loans, we say yes when others say no. We understand the subtle balance between opportunity and risk.

Founded in 2016 by four New Zealand families, Tessera is an intergenerational company that’s in the property financing game for the long haul. Individually, our directors have all had successful finance careers involving multiple senior roles. Collectively, they have 100+ years of experience.


If you choose to work with us, you’ll find that we can deliver provisional approval for loans faster than many other lenders.

Most of our property development fundings and investment property mortgages are tied to projects in Auckland, Wellington and Christchurch, however we’re always ready to discuss lending for projects in other regions. For the record, we don’t fund residential property purchases for owner occupiers.